I just spent several days formulating our 2020 household budget..UGH!!!
Step one was combing through our expenses for 2019..which was probably not that representative of a “normal” year thanks to a big move and a major home renovation.
But the data was still informative.. and I was able to tease out a realistic budget that we can use as a guide this year.
Reviewing yearly expenses is an exhausting but totally worthwhile exercise. And there are always eyebrow raising surprises..always.